Contemporary in Arden-Arcade
- 4 Beds
- 3.5 Baths
- 3,100 sq ft
$525,000
Ranch in Del Dayo Estates
- 3 Beds
- 2.5 Baths
- 2,400 sq ft
$475,000
Charming East Sacramento Cottage
- 3 Beds
- 2 Baths
- 1,800 sq ft
$650,000
The Home Buying Process, Simplified
Buying a home is one of the biggest decisions you'll make. We're here to make the process clear, smooth, and stress-free from start to finish.
Your Path to Homeownership
A clear, step-by-step path to homeownership.
1
Get Pre-Approved
We'll review your financial picture and let you know how much home you can afford.
2
Find Your Home
Work with your real estate agent to find the right home that fits your needs and lifestyle.
3
Make an Offer
Your agent will help you submit a competitive offer. We'll guide you through the financing side.
4
Loan Processing
We collect your documents, order your appraisal, and process your loan for approval.
5
Underwriting & Approval
Our underwriters review your file in detail to issue final loan approval.
6
Closing Day
Sign your documents, get the keys, and celebrate your new home!
Tools & Resources for Your Journey
We've put together helpful tools and guides to support you every step of the way.
Mortgage Calculator
Estimate your monthly payments and see what you can afford.
Credit Score Guide
Learn how your credit impacts your loan options and rates.
Home Loan Checklist
A step-by-step list of documents and details you'll need.
First-Time Homebuyer Guide
Everything you need to know as a first-time homebuyer.
Buying vs. Renting
See how buying a home can build wealth over time.
Guiding You Home with Confidence
At LoanCity Mortgage, we combine experience, technology, and personalized service to make your home loan process easy and successful.
Local & Trusted
We're a local mortgage company that puts our clients first.
Experienced Team
Our loan experts have years of experience and hundreds of 5-star reviews.
Fast & Efficient
We work hard to close your loan on time — often in as little as 17 days.
Clear Communication
You'll always know where you stand — no surprises.
Recommended Reads
Learn more about how buying a home works, when it makes sense, and what you need to do to get approved.
Ready to Take the Next Step?
Get pre-approved today and move forward toward your new home with confidence.