Building a Home on Trust Land: What to Expect

Building on tribal trust land involves a few extra steps. Here is how the process usually unfolds, and who is involved.

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Building a home on tribal trust land is a rewarding path to homeownership, and Section 184 was designed with it in mind. It does involve a few extra steps compared with buying an existing home.

Who is involved

Along with your lender, the process usually involves your tribe and the Bureau of Indian Affairs. Starting those conversations early helps keep things on schedule.

Planning ahead

Give yourself extra time for approvals, and ask your loan officer which documents are needed before construction can begin.

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Your Next Step

Ready to talk through your options? A LoanCity Mortgage loan officer can review your situation and help you find the right path toward homeownership with a HUD Section 184 loan.

FHA 184 Loans

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