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Is Now a Good Time to Refinance?

Refinancing can lower your payment or help you tap into your equity — but only when the numbers work in your favor.

By Andrew Martinez

1 min read

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Refinancing replaces your current mortgage with a new one. Whether it makes sense depends on your goals and on how long you plan to stay in your home.

Common reasons to refinance

  • Lowering your interest rate or monthly payment
  • Changing the length of your loan
  • Using your home equity for repairs or other needs

Run the numbers

Compare your expected savings with the cost of refinancing. A loan officer can help you find your break-even point.

Refinancing Back to the blog

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